Individuals

We can assist with all aspects of personal tax planning – from dealing with your self assessment tax return, to providing proactive advice on all personal taxes (including income tax and NICs, capital gains tax and inheritance tax), and advising on trusts and estates.

Personal Tax

We will prepare and submit your annual tax return and liaise with HMRC on your behalf as necessary. However, we are also able to help you plan your tax affairs to minimise the impact of higher rates of tax and the withdrawal of personal allowances for high earners. We can also advice on the implications of changes in pension legislation and through independent financial advisers assist on tax efficient investments and pensions.

Estate Planning

Few of us like to think about dying, however the relevant legislation requires us to plan well in advance. This means making the necessary provisions now.

The help we offer on Inheritance Tax is designed to improve the size of the estate left to your dependants and heirs whilst ensuring your own situation is totally secure.

Although the issues involved can be complex, we try to ensure that all planning suggested is fully understood and is both ethical and cost effective. In addition we will consider all possible taxes so that saving Inheritance Tax is not at the expense of a large Capital Gains Tax bill.

It is important to us that everyone concerned is comfortable with our advice in every respect. You will find that we are happy to include your family members in our discussions if this is what you want.

Our work will usually include a review of all of your financial affairs and of course the provisions of your Will.

To make life as easy as possible for you we can provide a complete service using our own trusted legal and financial colleagues. Alternatively, we are happy to work along side your existing professional advisers.

Inheritance Tax

Few of us like to think about dying, however it really does pay to plan well in advance. The help we offer is designed to improve the size of the estate left to your dependents and heirs whilst ensuring your own situation is totally secure. Tax planning can cover:

• Planning between spouses
• Maximising use of reliefs such as nil rate band, gifts, business property relief
• Valuation of company shares
• Use of trusts
• Review the terms of your will